• A2ii - The Access to Insurance Initiative

    A2ii - The Access to Insurance Initiative

    Enhance broad-based, demand-oriented and sustainable access to insurance
    for low-income clients

  • 20th IAIS Annual Conference

    20th IAIS Annual Conference

    Panel on path towards increased access to insurance.
    17-18 October, Chinese Taipei

    with Peter Braumüller, Sudhin Roy Chowdhury and Jonathan Dixon moderated by Maria Victoria Saenz.

    more

  • Dirk Reinhard | Vice Chairman, Munich Re Foundation

    Dirk Reinhard | Vice Chairman, Munich Re Foundation

    "a unique organisation without the development of microinsurance regulation standards would not stand where it is right now"

    more

  • George Brady | IAIS Deputy Secretary General

    George Brady | IAIS Deputy Secretary General

    "We are delighted that the A2ii will play a leading role in the development and implementation of an assessment tool"

    more

  • Director Joselito Almario | National Credit Council, Philippines

    Director Joselito Almario | National Credit Council, Philippines

    "Access to Insurance Initiative gave us tremendous inspiration and motivation"

    more

  • Policy Seminar on Microinsurance Regulation for Supervisory Authorities

    Policy Seminar on Microinsurance Regulation for Supervisory Authorities

    29-30 May 2013, Cairo, Egpyt

    Explore the regulatory and supervisory challenges of innovative business models in microinsurance

    more

  • Inside the Initiative

    Inside the Initiative

    We inspire and support supervisors to promote inclusive and responsible insurance, reducing vulnerability


    more

  • Christiaan Rebergen | Ministry of Foreign Affairs, The Netherlands

    Christiaan Rebergen | Ministry of Foreign Affairs, The Netherlands

    "Support to development of Insurance in itself should be seen as a relevant investment in economic development"

    more

  • Prisca Soares | Secretary General, African Insurance Organisation

    Prisca Soares | Secretary General, African Insurance Organisation

    "African Insurance Organisation members stand to derive much benefit from future collaboration with Access to Insurance Initiative"

    more

  • Regina Simões | Superintendência de Seguros Privados (SUSEP)

    Regina Simões | Superintendência de Seguros Privados (SUSEP)

    "The Initiative provides a flexible and dynamic structure for supervisors, donors and other stakeholders interested in the promotion of access to insurance"

    more

  • Arup Chatterjee | Senior Financial Sector Specialist, ADB

    Arup Chatterjee | Senior Financial Sector Specialist, ADB

    "By designing innovative solutions and leveraging on technology it is now possible to bring risk transfer benefits to the household level"

    more

  • H.M. Queen Máxima | UN Secretary General’s Special Advocate

    H.M. Queen Máxima | UN Secretary General’s Special Advocate

    "The Access to Insurance Initiative and the Microinsurance Network can encourage and aid various agencies on the ground to collect better data."

    more

  • Betty Wilkinson | Principal Financial Sector Specialist, ADB

    Betty Wilkinson | Principal Financial Sector Specialist, ADB

    "Microinsurance is a challenge because unlike other financial services, clients and insurance firms need a lot of up-front information to understand, develop, provide and use the product"

    more

  • Fola Daniel | Commissioner for Insurance, NIC, Nigeria

    Fola Daniel | Commissioner for Insurance, NIC, Nigeria

    "We have the passion to bring about the changes needed to support the growth of the insurance market in Nigeria"

    more

  • Gabriela Braun | Chair of the Supervisory Committee, MFW4A

    Gabriela Braun | Chair of the Supervisory Committee, MFW4A

    "For Making Finance Work for Africa, the Access to Insurance Initiative is a powerful partner in fostering conducive environments for microinsurance."

    more

  • High-level Seminar 2012 | Khartoum, Sudan

    High-level Seminar 2012 | Khartoum, Sudan

Our Partners

Upcoming events

The 7th IAIS - A2ii Consultation Call on "IAIS and A2ii activities: opportunity to tell us what you need!" will take place on Thursday, 20 November at 10am and 4pm CEST.

Please register until 17 November 2014 by sending an email to consultation.call[at]a2ii.org. Kindly indicate if you wish to participate in the 10am or 4pm call and the questions you would like to discuss around the topic of “IAIS and A2ii activities”.

To download the presentations and notes of the last calls please visit our consultation call archive.

A2ii-Toronto Centre-CIMA Microinsurance Training Program for Insurance Supervisors in Africa
Monday, November 24, 2014 - Friday, November 28, 2014, Libreville, Gabon.

Click here for more information and subcription.

Governance StructureIAIS-PartnershipInclusive InsuranceMicroinsurance RegulationPoverty Reduction

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Our mission

Access to Insurance - An important strategy for reducing vulnerability

The inability to manage vulnerability can perpetuate poverty. Access to insurance services can play an important role in mitigating welfare losses. Regulation and supervision can facilitate insurance markets to become more accessible and inclusive for low-income households.

The Access to Insurance Initiative is a global partnership with the mission to inspire and support supervisors to promote inclusive and responsible insurance, thereby reducing vulnerability. The Initiative is the implementation partner of the Global Standard Setting Body for insurance, the International Association of Insurance Supervisors (IAIS) on access to insurance.

Our goal is to strengthen the capacity of policymakers, regulators, and supervisors seeking to advance inclusive insurance markets, particularly for low-income clients, by promoting sound, effective and proportionate regulation and supervision of insurance markets based on the IAIS standards.

The Initiative is a unique partnership between international development agencies/ donors and the IAIS. Our partnership triggers the reforms in regulation and supervision required for the development of inclusive insurance markets.

 

 

Inside the Initiative 2013-2014

Out now: Inside the Initiative 2013-2014. Learn more about Financial inclusion in insurance, who we are, what we have achieved and for what we are looking ahead.

Click here to download the “Inside the Initiative edition 2013-2014”

 

 

The Training Module and the online implementation of this product will play a big role in Intiative’s work plan for 2014

A financially sound insurance sector contributes to economic growth and wellbeing by supporting the management of risk, allocation of resources, and mobilization of long-term savings. The Insurance Core Principles developed by the IAIS are key international standards relevant for sound financial systems.

Effective implementation of the Insurance Core Principles requires skilled and knowledgeable insurance supervisors. Recognizing this need, the World Bank and the IAIS partnered in 2002 to develop a “core curriculum” for insurance supervisors, which consists of a set of modules focusing on the practical application of supervisory concepts.

The training module on regulation and supervision supporting inclusive insurance markets was developed in 2013 as a cooperative project of the IAIS and the Initiative. It helps supervisors to implement effectively the concepts set out in the IAIS application paper on the same topic.

 

 

 

Agricultural Insurance - Update from the fourth Consultation Call

The fourth IAIS-A2ii consultation call  focused on agricultural insurance and its regulatory implications. The call was held on Thursday June 26 and was attended by over 30 supervisors from across Asia, Africa and Latin America and the Caribbean. The experts on call were Richard Carpenter, International Legal and Regulatory Consultant, Michael Hafeman, Actuary and Independent International Consultant on Financial Sector Regulation and Supervision and Peter Wrede, Actuary and Senior Insurance Specialist, GIIF IBRD Program Coordinator, World Bank.
The experts presented an overview of current trends in agricultural insurance, specifically focusing on index insurance and the challenges it poses to supervisors. Mr. Sriram Taranikanti from the Insurance Regulatory and Development Authority (IRDA), India - the new chair of the IAIS Financial Inclusion Subcommittee - welcomed the participants to the call, highlighting the importance of agricultural insurance in his own jurisdiction.     

Click here to download the presentation
Click here to download the notes
Click here to download questions & answers

Insurers and regulators discuss business models

The 1st “Consultative Forum on business models, distribution and their regulatory implications” was held in Jakarta back to back to the 9th International Microinsurance Conference. The forum was hosted by the International Association of Insurance Supervisors (IAIS) and the Microinsurance Network and in collaboration with the A2ii. The forum brought together representatives of the insurance industry and supervisors.

The A2ii presented emerging microinsurance business models from 25 jurisdictions around the globe, focusing on related risks and regulatory implications for supervisors. The presentation provided a snapshot of the A2ii synthesis note “Evolving Microinsurance Business Models and their Regulatory Implications” that will shortly be circulated for consultation with IAIS members. The synthesis note is based on an analysis of all A2ii country diagnostic studies undertaken so far and several other studies, globally. 

Click here to access the presentation slides
Click here to access the press release




Self-assessment and Peer Review on Regulation and Supervision supporting Inclusive Insurance Markets:

The International Association of Insurance Supervisors (IAIS) and the Access to Insurance Initiative (A2ii) have launched the Self-Assessment and Peer Review (SAPR) on Regulation and Supervision supporting Inclusive Insurance Markets. This SAPR assesses the supportiveness of supervisors to the cause of enhancing inclusive insurance markets.

If you would like to participate in or receive more information about the IAIS self-assessment, please contact the A2ii secretariat for assistance: secretariat[at]a2ii.org

Download more information on SAPR [pdf, 25kb]

Download SAPR questionnaire [pdf, 983 kb]